Student Credit Card
The West Bengal Student Credit Card scheme is a revolutionary initiative that ensures no student drops out of higher education due to financial constraints. Launched in 2021, this scheme provides low-interest education loans of up to ₹10 lakh to students pursuing higher education, making quality education accessible to all.
Loan up to ₹10 lakh at just 4% interest rate. Available for graduation, post-graduation, and professional courses. Covers tuition fees, accommodation, books, and living expenses. No collateral required for loans. Long repayment period after completion of education.
Students who have passed Class 10 or 12 from West Bengal boards. Age limit up to 40 years. Must be pursuing higher education in recognized institutions. West Bengal domicile required.
Apply online at wbscc.wb.gov.in. Submit academic records, Aadhaar, and income certificate. Loan approved through partner banks. Simple documentation and quick processing.
The Student Credit Card scheme is a game-changer for higher education in West Bengal. By removing financial barriers, it ensures that talent and hard work — not money — determine a student’s future.