West Bengal Student Credit Card Scheme, 2021
Name of the Scheme: West Bengal Student Credit Card Scheme, 2021
Beneficiary: Students residing in West Bengal above 10 years. Loan will be available for undergraduate, postgraduate, doctoral and post-doctoral study in India or abroad. Students till the age of 40 years of age are eligible for the scheme.
Objective: To provide soft loans upto Rs. 10 lakh to pursue higher studies with the help of Credit Card.
Fifteen years will be given to a student to repay the loan after getting a job.
Date of Launch: The decision to launch this scheme was taken in a state cabinet meeting which was held on 24th June 2021.
Website: https://wbscc.wb.gov.in/
Download:
Students Credit Card Scheme Gazette Notification
Amendment of Gazette Notification
How to Apply for Students Credit Card in English
How to Apply for Students Credit Card in Bengali
How to Apply for Students Credit Card for Courses Outside India
User Manual for 100% Document Submission
User Manual for Institutions
User Manual for Higher Education Department
User Manual for Bank
Descriptive Check-List of Documents for Students under WBSCC Scheme
Check-List of Documents | Type of Document | Where to get the document
Loan application on Bank’s format | As desired by individual Banks | Concerned Bank Branch
Proof of Address for Borrower & Co-Borrower | Aadhar Card OR Ration Card OR EPIC Card | Self
Proof of Age. Copy of PAN of student Borrower and Co-Borrower. In case PAN is not available at the time of sanction, the same is to be obtained before disbursement of the education loan. | Birth Certificate OR Admit Card of 10th Standard from Recognised Board OR PAN Card | Self
Proof of having cleared the last qualifying examination | Result/ Certificate from Recognised Board or University | Institute
Letter of admission | From the recognized Institution | Institute
Prospectus of the course wherein charges like Admission Fee, Examination Fee, Hostel Charges etc. is mentioned. | From the recognized Institution | Institute
Details of Assets & Liabilities of parent(s)/ co-borrower. | Sample document | Self
ITR of Co-Borrower for last 2 years, if filed and available. | 1. In case the Borrower/ Co-borrower have filed ITR- ITR copy 2. In case having no ITR copy need an Income certificate from Local SDO/BDO | 1. Self 2. Local SDO/ BDO
