Pension Restoration Calculator

Pension Restoration Calculator

Calculate the date of full pension restoration after taking commuted pension. Find when you will get your full pension back after 15 years and how much your monthly pension will increase.

Pension Restoration Calculator

Your basic pension amount AFTER commutation deduction.
The monthly amount commuted (typically up to 40% of original basic).

Introduction

Many government employees commute a portion of their pension for a lump sum amount at the time of retirement. As per rules, full pension is restored 15 years after commutation. Many pensioners do not know this date and fail to apply in time. This calculator will tell you the exact restoration date.

How to Use

  • Step 1: Enter the date of pension commutation
  • Step 2: Enter the monthly commuted pension amount
  • Step 3: Click the button to see the restoration date
  • Step 4: Apply if the date has passed

Features

  • Exact restoration date
  • Remaining days calculation
  • Monthly increase amount
  • Instant results
  • Free

How It Works

The restoration date is determined as exactly 15 years from the date of commutation.

Formula

Restoration Date = Date of Commutation + 15 years

Eligibility & Rules

  • Restoration should happen automatically after 15 years
  • However, the Treasury may delay if not applied for
  • Inform the Treasury in time

Benefits

  • Know the exact date
  • Apply in time
  • Ensure increased monthly income
  • Plan your finances

Common Mistakes

  • Forgetting the restoration date
  • Not informing the Treasury in time
  • Wrong commutation date

Frequently Asked Questions

Where do I apply for restoration?
At the Treasury office or DPPG.
Is it automatic if I don’t apply?
Ideally it should be, but applying is safer.
Will DA be received after restoration?
Yes, DA will be received on the full pension.
Where can I find the commutation date?
From the PPO (Pension Payment Order).
Is 15 years a calendar year?
Yes, based on calendar years.

Related Tools

Disclaimer

This calculator is for approximate information only. For accurate dates, check the PPO and Treasury office.

Conclusion

The Pension Restoration Calculator will help retired employees get their full pension back at the right time.

Leave a Comment

×